What kind of insurance should I choose?

[submittedviaemail]

Now, I want to change my plan and my wife's.
Could you recommend some plan for us?
thank you,

[insubuy]

Hello,

Here are a couple of plans that will allow your wife to be included on the plan with you and will included coverage for maternity.

Study USA information:

https://www.insubuy.com/study-usa-insurance/

Student Health Advantage information:

https://www.insubuy.com/student-health-advantage-insurance/

If you need additional assistance please feel free to contact our office.

[submittedviaemail]

I think those two plans are expensive. So, I find Inbound Immigrant Medical Insurance-100,000 plan.

Can I buy this one, and could you tell me the difference of this plan to your recommened plans?

Thanks,

[insubuy]

Hello,

Plans that cover maternity are going to be considerably more expensive as the cost of having a baby is an expensive venture.

The inbound Immigrant plan that you are considering is only going to cover $2,800 for maternity coverage. It will leave you will a considerably high medical bill if you were to have a baby.

We would not recommend this plan for coverage.

The recommended plans will still be the aforementioned plans of

Study USA information:

https://www.insubuy.com/study-usa-insurance/

Student Health Advantage information:

https://www.insubuy.com/student-health-advantage-insurance/

[submittedviaemail]

Ok, thanks.
I will choose this one
Study USA information:

https://www.insubuy.com/study-usa-insurance/

I am a postdoc in the university of Illinois at urbana-champaign.
Actually, I am not a student. Am I eligible for this plan. My visa is J1 and I have the Ds-2019.

Thanks

[insubuy]

Hello,

As a J visa holder you are eligible for this plan.

If you need any further assistance feel free to contact our office.

[submittedviaemail]

OK, thanks a lot.
My wife is not yet pregnant. If we want to have children as soon as possible, will this plan work? Can I buy the plan month by month?
And there is no waiting period for pregnance?

Thanks,

[insubuy]

Hello,

Conception must occur after the effective date of the policy.

You can pay on a month to month basis it will provide you the option to do so in the application.

If you have any other questions please feel to contact our office.

Study USA information:

https://www.insubuy.com/study-usa-insurance/

[submittedviaemail]

My wife and I have already been in USA.
When I fill the form, it told me that
Arrival Date must be the same day or after the Coverage Start Date.

What can I do?

Thanks

[insubuy]

Hello,

You will put the date that the policy is starting since you are already here in the United States.

[submittedviaemail]

Hi,
Thank you very much.
I also have two questions.

1. The maximum coverage period is 364 days. If my wife delivery a baby after 364 what should I do? Renew the plan? However, that time my wife has been pregnancy, am I eligible?

2. I now live in the Illinois state. What does the following sentence mean? “I understand that Lloyd’s operates as an approved, non-admitted insurer in all states of the United States except Illinois and Kentucky where they are admitted”. Does this plan work in Illinois state?

Thanks.

[insubuy]

The plan is renewable for 1456 days. Here is a link https://www.insubuy.com/extension/st...are-insurance/ for more information about the renewal.