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Mandatory Health Insurance for International Graduate Student In California State Uni

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  • Mandatory Health Insurance for International Graduate Student In California State Uni

    Hi,
    I am an international graduate student in California State University Los Angeles. I wish to buy an insurance those policies would match with the mandatory school insurance. First of all, I would like to learn whether you policies are matching with my school's requirement or not:

    Should you wish to meet the mandatory health insurance requirement using your personal health insurance,note that private plans must meet the following criteria to satisfy the Cal State LA’s minimum insurance requirement. Your plan must:
    Be operated in the United States;
    • Have a deductible not exceeding $100 per illness or injury;
    • Have unlimited medical benefit per condition
    • Include an unlimited benefit for medical evacuation and repatriation;
    • No waiting period for coverage.
    • California Title IX Requirement: Pregnancy benefits for female student
    • Policy must have a designated claims contact in the U.S.

    Policies that require students to pay for medical services first and then apply for a reimbursement will not be accepted.
    Secondly, If it is matching with my school's mandatory insurance requirement, then I would like get a quote.

    I will start to school on January 23, 2017 and complete the whole semester. It can either be by semester period or whole year if I would have a discount.
    I have also saw that Your 1 year coverage is $760 for my situation via the following link:

    http://www.insubuy.com/international-student-insurance/
    International Student Medical Insurance for students studying in USA or outside USA. Meets requirements of most US universities.

    Please let me know your coverage and monthly price for international graduate student.

  • #2
    Thank you for contacting Insubuy for you insurance needs. Unfortunately, there are no plans available based on the requirements provided below. We would recommend purchasing from your University directly. If you have any additional questions please let us know.
    Thanks & Regards
    Insubuy
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

    Comment


    • #3
      Hi,
      I am a research scholar under J1 visa at the University of Southern California. I wish to buy an insurance those policies would match with the mandatory school requirements. First of all, I would like to learn whether your policies are matching with my school's requirement or not.
      Secondly, If it is matching with my school's mandatory insurance requirement, then I would like to get a quote.

      The Department of State and J-1 visa regulations 22 CFR 62.14 require all Exchange Visitors to be covered by adequate health and accident insurance while in the U.S.
      Minimum Coverage Requirements
      • Medical benefits of at least $100,000 per accident or illness
      • Repatriation of remains in the amount of $25,000*
      • Medical evacuation to home country in the amount of $50,000*
      • A deductible not to exceed $500 per accident or illness.


      I will start to school onMay 1st, 2017 and finish the program until on April 30th, 2018. Please include the total price with the discount, if any, along with the monthly payment.

      Comment


      • #4
        Hello,

        Thank you for contacting Insubuy for your insurance needs.

        All of the plans offered in the J1/J2 section of our website https://www.insubuy.com/j1-visa-heal...ce/-insurance/ meet the minimum coverage requirements. You can enter the required information to obtain a quote. If you would like us to forward a quote then please provide your age and then we can send the quote for the available plans. The cost of the plans are regulated by law so no discount can be offered. Also, most of the plans will require the payment for the year assuming you are required to show coverage for the entire duration. If you have additional questions please feel free to contact our office.
        Thanks & Regards
        Insubuy
        Toll Free: (866) INSUBUY
        Local: (972) 985-4400
        Fax: (972) 767-4470
        Website: http://www.insubuy.com

        Comment


        • #5
          I have born in 1988. Please send me a quote then.
          Thank you,

          Comment


          • #6
            We have sent you quote by e-mail. Please check your e-mail.

            You can also get quote online at,
            https://www.insubuy.com/j1-visa-heal...ce/-insurance/
            Thanks & Regards
            Insubuy
            Toll Free: (866) INSUBUY
            Local: (972) 985-4400
            Fax: (972) 767-4470
            Website: http://www.insubuy.com

            Comment


            • #7
              Hi,
              When I talked to the school they also require followings:

              Additional Requirements
              An insurance policy secured to meet the benefits requirements must be underwritten by an insurance corporation with one of the following ratings:
              • Underwritten by an insurance corporation having an A.M. Best rating of “A−” or above; a McGraw Hill Financial/Standard & Poor’s Claims-paying Ability rating of “A−” or above; a Weiss Research, Inc. rating of “B+” or above; a Fitch Ratings, Inc. rating of “A−” or above; a Moody’s Investor Services rating of “A3” or above; or such other rating as the Department of State may from time to time specify; or
              • Backed by the full faith and credit of the government of the exchange visitor’s home country; or
              • Part of a health benefits program offered on a group basis to employees or enrolled students by a designated sponsor; or
              • Offered through or underwritten by a federally qualified Health Maintenance Organization or eligible Competitive Medical Plan as determined by the Centers for Medicare and Medicaid Services of the U.S. Department of Health and Human Services.
              Does your coverage also meet these requirements as well?
              I need the insurance from May 1st, 2017 to April 30th, 2018( a year long insurance)

              I born in July 1988.

              NO J2 dependant!

              Comment


              • #8
                1. Yes
                2. Yes
                3. This is not group insurance but it has a PPO network.

                If your school has waiver form. Please send it to us so that we can confirm the plan meets your school requirements or not.
                Thanks & Regards
                Insubuy
                Toll Free: (866) INSUBUY
                Local: (972) 985-4400
                Fax: (972) 767-4470
                Website: http://www.insubuy.com

                Comment


                • #9
                  I coundnt find the procedure but here is the link that the school explained the insurance requirements.
                  I am under J1 scholar visa, Born in july 1988, stay from May1st 2017 to April 30th 2018 ( a year).
                  Here is the link :
                  https://ois.usc.edu/j1-scholars/immi...ers/insurance/

                  Comment


                  • #10
                    Hello,

                    The plans we offer in our J1 section https://www.insubuy.com/j1-visa-heal...ce/-insurance/ meet all of the requirements as listed. If you have additional questions please feel free to contact our office.
                    Thanks & Regards
                    Insubuy
                    Toll Free: (866) INSUBUY
                    Local: (972) 985-4400
                    Fax: (972) 767-4470
                    Website: http://www.insubuy.com

                    Comment

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