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  • Different Types of Health Insurance in California

    Whether you buy group or individual health insurance in California, the options you have regarding the different types of health insurance are generally the same. In some groups you can even choose from available plans. These different types are traditional health insurance, health maintenance organizations (HMOs), and preferred provider organizations (PPOs).

    California goes beyond the Federal requirements for offering health insurance to its residents. Examples of this include Industry Advantage plans (IAHP), short-term health policies, Insurance for high risk Individuals and special plans for children and teens.

    Additional Health Insurance in California
    The traditional health care delivery system is based on a fee-for-service type of arrangement. In a fee-for-service system, you pay or each itemized medical service you receive. In the days of the frontier, “Doc” often received a chicken as payment. Today, physicians are paid with money, lots and lots of it. Fee-for-service health insurance recognizes this practice and is designed to reduce or even eliminate your duty to pay directly for your medical care. Traditional health insurance comes in three parts:

    California has four basic options for choosing a health care plan:

    1. Health through an employer or association
    2. Health Insurance through Income eligibility such as Medicaid
    3. Health care for high risk individuals such as those that have had cancer or a heart attack
    4. Private Insurance

    More Information Please visit my website

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    • Been following this thread for a few days and decided to make an account. I can't access my DS260 for whatever reason and my wife's interview is tomorrow. Also my lawyer wasn't notified that the orginals have to be brought to the interview until last minute and I had to mail the originals overnight international shipping. The paperwork is scheduled to arrive same day as the interview. Talk about terrible luck!
      Ray B what do you think is going to happen next? My wife has copies she can bring with her until the originals arrive later in the day via UPS. Would they still process her or kick her back until another day? Her case was expedited to DJibouti due to the turmoil in Yemen. My father is with her being that I am a Police Officer and cannot be present with her

      Comment


      • The DS-260 access should have been solved a long time ago. Without the DS-260, your wife will be instructed to complete it and have it returned to the Embassy. The civil documents that were expected to be brought by your wife will have to returned to the Embassy later, but the procedures and lag time vary. When later delivery of documents are needed at the Manila Embassy following an interview, a 3-5-week delay in visa issuance is standard.

        There is plenty of notifying documentation that goes to principals and attorneys in advance of an interview. I would expect at least a partial refund from the attorney for the delay his ignorance has caused.

        --Ray B

        Originally posted by Mos90 View Post
        Been following this thread for a few days and decided to make an account. I can't access my DS260 for whatever reason and my wife's interview is tomorrow. Also my lawyer wasn't notified that the orginals have to be brought to the interview until last minute and I had to mail the originals overnight international shipping. The paperwork is scheduled to arrive same day as the interview. Talk about terrible luck!
        Ray B what do you think is going to happen next? My wife has copies she can bring with her until the originals arrive later in the day via UPS. Would they still process her or kick her back until another day? Her case was expedited to DJibouti due to the turmoil in Yemen. My father is with her being that I am a Police Officer and cannot be present with her

        Comment


        • When i click on "PAY NOW" this is what i get, it's been like this for over a month

          Comment


          • Mos,

            I'm assuming you went ahead and paid the $325 visa fee by postal mail, as it doesn't show on your image as being paid. The DS-260 doesn't normally open up until the $325 visa fee has been posted. And an interview date assignment is not normally given until the DS-260 has been completed.

            So I would question how you obtained an interview assignment without completion of the DS-260, unless you or your attorney "jumped the gun" and requsted the interview date.

            On the other hand, for whatever reason, you have gotten this far, but you can expect a minor problem atthe interview for lack of a DS-260, the DS-260 Confirmation page, and the originals of civil documents.

            --Ray B

            Originally posted by Mos90 View Post
            When i click on "PAY NOW" this is what i get, it's been like this for over a month

            Comment


            • Ray I PM'd you

              Comment


              • The DS260 issue still hasn't been resolved it just won't let me pay and fill it out. Apparently the NVC will be under website maintenance until July 6th Monday? Any truth to this?

                Happy July 4th everyone

                Comment


                • YaY!!!

                  Originally posted by Mos90 View Post
                  The DS260 issue still hasn't been resolved it just won't let me pay and fill it out. Apparently the NVC will be under website maintenance until July 6th Monday? Any truth to this?

                  Happy July 4th everyone
                  Happy 4th to you too!!!

                  After over 8 weeks of repeatedly refreshing, I have now JUST completed the damn DS260!!
                  Go check!
                  Good luck
                  x

                  Comment


                  • Originally posted by Caht View Post
                    Happy 4th to you too!!!

                    After over 8 weeks of repeatedly refreshing, I have now JUST completed the damn DS260!!
                    Go check!
                    Good luck
                    x
                    Did it let you pay? Mine says N/A for payment even though my DS-260 is now signed off and finalized.
                    Last edited by Mos90; 07-06-2015, 02:14 PM.

                    Comment


                    • Iv

                      Hi rayb which address I'm suppose to use to send my iv package and what should i print out from my payment portal after my iv shows paid

                      Comment


                      • Your DS-260 is digitally signed online and submitted online. But you should print off a copy of it and the Confirmation Page and carry to your Embassy interview.

                        --Ray B


                        Originally posted by Patel Jigar View Post
                        Hi rayb which address I'm suppose to use to send my iv package and what should i print out from my payment portal after my iv shows paid

                        Comment


                        • Ds260

                          Hi Ray B,

                          How are you? It has been a while since I posted my questions about DS260. Finally, I signed and submitted online. Do you know how long I can schedule an interview for my mom categorized as intermediate relative visa? I heard it would be in a several weeks. Anything else that I can do while waiting for the interview appointment?

                          Thank you,

                          Lauren Doan

                          Comment


                          • Lauren,

                            You should receive an Embassy interview appointment package or appointment instructions (varies by Embassy) from the NVC in a few weeks.

                            --Ray B

                            Originally posted by laurendoan View Post
                            Hi Ray B,

                            How are you? It has been a while since I posted my questions about DS260. Finally, I signed and submitted online. Do you know how long I can schedule an interview for my mom categorized as intermediate relative visa? I heard it would be in a several weeks. Anything else that I can do while waiting for the interview appointment?

                            Thank you,

                            Lauren Doan

                            Comment


                            • Embassy Interview

                              Originally posted by rayb View Post
                              Lauren,

                              You should receive an Embassy interview appointment package or appointment instructions (varies by Embassy) from the NVC in a few weeks.

                              --Ray B

                              Hi Ray B,

                              I appreciate your prompt reply. I sent all required documents before submitting DS260 online. I sent all documents to the address I got from NVC Welcome Letter- 31 Rochester Ave. Suite 200, Portsmouth, NH 03801. However, the instructions claimed to send the documents to exactly the same address but Suite 100 after I submitted DS260. I forgot enclosing 2 photographs with the sent documents. I sent those 2 photographs later to Suite 100 with an explained letter. Hopefully, everything will go smoothly in a few weeks. I guess I have to wait for any responses from NVC then. Do you recommend anything now with your experience?

                              Thank you,

                              Lauren Doan

                              Comment


                              • Ds 260

                                I paid 120$ Aos i choice agent ds 261. so now i have to wait to pay IV fees becouse is on red but i can t pay and submit form ds 260?

                                Comment

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