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help needed reg loans from US

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  • help needed reg loans from US

    I really need some help from you guys out there.
    I had a debt of about $31k along with a car loan of about ($27k).
    I had my job and things were going fine till the recession hit and it hit strongest last year.
    I was out of job for about 6 months but even during that time I paid my min payment dues.
    Then I got married and thinking of sending the H4 visa docs once I come to US, I left my wife in India.
    When I came back to US after my marriage, I applied for H4 visa to my wife and her visa was rejected because my H1 employer got into probs with USCIS.
    I have to return to India because of this.
    I had only $4k in my checking account after my arrival in India which I used to pay few credit cards.
    The credit union seized my car and closed the car loan.
    I currently have about $27k ($24k personal loan from BA and $3k discover card) in debt.
    Due to several unforeseen factors, our financial status became very bad in India too.

    Can you please let me know what will happen if I am not able to pay these loans. ?
    It is not like I have the money and I can pay the debt, I do not have the money at all in India too.
    I do not have a clue what will happen so please let me know.


    Nuresh

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