Applying for L1-B VISA with concerns of credit history

[spie227]

Hello all,

I am currently residing in the UK and my company wants to send me to USA on a L1-B VISA. I am really keen on making the move however I am having some concerns.
Prior to moving to the UK, I did my MS in USA and also worked there for a few years. One big mistake I made was I did not pay some credit card debt (total of $2000 across 2 different cards) post my exit. I completely should have but did not, I was horrible with my money management and pretty much spent much more than I earned. There are no excuses I should have been more financially responsible and should have known better. Now that I have an opportunity to come back, I am a bit concerned about two things:

1) Will this in any way affect my the L1-B application? I recently travelled to the USA a couple of times on a B-1 VISA sponsored by my employer.
2) Will this affect my life in the USA once I enter? (stuff like renting, leasing car, buying a house etc)

Few facts:
- If I were to come, I will be in working/living in a different state.
- Its been more than 6 years since I left USA
- I accessed my credit score on equifax, currently shows approx 550 (poor)
- It says "Accounts with Negative Information = 3" (no clue what this means)
- I do not have any public records or collections (atleast that is what equifax says)


I would really appreciate any help. Thank you.

[miriamday]

Your previous credit issues shouldn't directly impact your L1-B VISA application, especially since it's more focused on your professional qualifications. However, your credit score can make certain aspects of life in the USA a bit trickier, like renting an apartment or leasing a car. You could consider reaching out to envision credit union or a similar financial institution to see how you can start rebuilding your credit once you’re back in the US. Since it's been over six years, your old debts may have less of an impact now, but taking steps to improve your credit will definitely help in the long run. Good luck with your move!

[AndreDubose]

Thanks for answering.

[torpidput]

I appreciate the information; thank you.

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[MadisonBarnes]

Your past credit issues shouldn’t impact your L1-B visa application, especially since you’ve traveled on a B-1 recently without issues. However, in the U.S., a low credit score can make renting, leasing a car, or getting loans harder. You might consider settling the old debts and rebuilding your credit to make things easier upon arrival. For those in need of a trustworthy paper writing service,I found CanadianWritings at https://canadianwritings.com/reviews for assistance. The positive CanadianWritings review on their website. The CanadianWritings is known for offering professional academic assistance, covering a wide range of subjects with expert writers.