If I purchase a comprehensive insurance, does it cover for any treatment due to preexisting conditions
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Visitors insurance - pre existing conditions
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Hello,
Thank you for contacting Insubuy for your insurance needs. There is no plan available to visitors that will cover a pre-existing condition. Many plans include a benefit for an Acute onset of a pre-existing condition so we would need to have more information to recommend a plan. What is the age of the visitor, visa status, and the state?
Additional information about pre-existing conditions:
Additional information about Acute onset:
Please feel free to contact our office if you need additional assistance.Thanks & Regards
Insubuy
Toll Free: (866) INSUBUY
Local: (972) 985-4400
Fax: (972) 767-4470
Website: http://www.insubuy.com
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Hello,
The plans will not cover the routine lab tests. The plans will cover any new illness or injury that occurs after the effective date of the plan. You would have to pay for the lab out of pocket.
We have many plans for visitors to the US on our website www.insubuy.com and you can compare the plans side by side. Just enter in the required information and then click on search & compare. A couple of the plans we would recommend is the Atlas America and Patriot America Plus.
Atlas America information:
Atlas America Insurance - Best Visitors insurance for foreign nationals visiting United States. Ideal if your parents or in-laws are visiting you.
Patriot America Plus information:
Patriot America Plus Insurance - Travel health insurance from International Medical Group (IMG). Patriot America is a popular visitors medical insurance
If you have additional questions please feel free to contact our office.Thanks & Regards
Insubuy
Toll Free: (866) INSUBUY
Local: (972) 985-4400
Fax: (972) 767-4470
Website: http://www.insubuy.com
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Hello,
Network negotiated rates are only going to apply for the eligible covered expenses.
You would not receive network negotiated rates for out of pocket uncovered cost that you incur. So for the lab test needed weekly you would pay whatever the doctor’s office normal fee is for that service.Thanks & Regards
Insubuy
Toll Free: (866) INSUBUY
Local: (972) 985-4400
Fax: (972) 767-4470
Website: http://www.insubuy.com
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