protection america for parents

[submittedviaemail]

I would like to buy insurance for my parents (Ages:63 and 54) who will be here for about 5 months and have some questions regarding the policy. I am interested in buying the Protection America policy with a policy maximum of $50,000. Is the policy maximum for one person? i.e. $50,000/person. Please let me know.

[insubuy]

Everything is per person. $50,000 is per person. Deductible you select is per person, premiums are per person as well. Please let me know if you have any other questions.

[submittedviaemail]

Before we go to the hospital, do we need pre-approval from the Insurance company? Please let me know.

[insubuy]

For simple things like Dr. visit etc, you don't have to do any pre-certification. However, for major things like hospitalization, surgery, CTScan/MRI, major treatment etc, you will have to call the phone number on the health insurance card and let them know. That is what pre-certification all about. It is not very complicated. Please let me know if you have any other questions.