My mother-in-law is currently visiting US from India. Three days after she came here, she fell down and broke her femur bone. She had to undergo surgery and be hospitalized for a week. We had taken Visitor's Insurance from IMG. According to them, they would pay only $3300 for the surgical expenses and $1400/day for hospital stay. I am sure the total amount to pay will be significantly more than that. Will IMG negotiate the payment amount on behalf of the patient? Does anyone know if the payment with hospital be negotiated?
Thanks for any input.
Thanks for any input.
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