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Expatriot Plus Vs Patriot America

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  • Expatriot Plus Vs Patriot America

    Between these two, it seems to me Expatriot Plus has a higher coverage (upto $1000,000). Also, their coverage for $500,000 seems to be of almost equal cost to the $100,000 of Patriot America.
    Is there any reason why I shouldn't choose Expatriot Plus over Patriot America, in case I'm buying insurance for 3+ months?

    best regards.

  • #2
    Patriot America and ExPatriot Plus provide exactly same coverage.

    ExPatriot Plus is available for minimum of 3 months and is available for minimum of $500,000 and $1,000,000. It can be renewed in multiples of months (1 month, 2 months, 3 months...)
    (for ages 70-79, ExPatriot Plus is only $50,000)

    Patriot America is available anywhere from 5 days to 1 year. It is not renewable. It is available for $50,000, $100,000, $500,000 and $1,000,000.

    Coverage for $500,000 in Patriot America and ExPatriot Plus are same.

    And for a given age and given policy maximum, ExPatriot Plus is 10% cheaper compared to Patriot America.

    Therefore, you would buy Patriot America if you wanted to buy lesser policy maximum ($50,000, $100,000) or if you wanted to buy in terms of days (such as 12 days, 3 months 8 days etc.)

    If you want to buy minimum $500,000 and min. 3 months, you should always buy ExPatriot Plus over Patriot America.
    Thanks & Regards
    Insubuy
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

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    • #3
      Thanks

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