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  • J1 visa insurance

    Dear Insubuy,

    I’m an Italian student coming to Notre Dame UNiversity, South Bend, IN from September 2nd 2009 to March 1st 2010, for 6 months.

    I’m 28 years old and I’ll come alone.

    I’m interested in a Medical Insurance with the following features: I’m reporting the requests from the Notre Dame University.



    “J-1 visa holders are required to have medical insurance in effect for themselves and any accompanying spouse and/or dependents on J visas. The regulations are as follows:

    - At least $50,000 per person per accident or illness;

    - at least $7,500 for repatriation of remains;

    - at least $10,000 for medical evacuation to the home country;

    - a deductible not to exceed 25% payable by the Exchange Visitor or sponsor.

    Acceptable coverage may not exclude risks inherent in the activities of your Exchange Visitor program. The company providing the insurance coverage must have:

    - an A.M. Best rating of "A-" or above,

    - an Insurance Solvency International, Ltd., (ISI) rating of "A-1" or above,

    - a Standard & Poor's Claims-paying Ability rating of "A-" or above,

    or a Weiss Research, Inc. rating of "B+" or above;”



    Before stipulating the contract I need a document certifying that the policy is respecting these points.

    Best regards,

  • #2
    We have many products that meets J1 visa requirements. Patriot Exchange is very good plan that meets all the requirements. Here is the Patriot Exchange brochure and instant purchase link,

    https://www.insubuy.com/patriot-exch...isa-insurance/

    Please review the brochure and if you have any further questions, please let me know.
    Thanks & Regards
    Insubuy
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

    Comment


    • #3
      Thank you for the information,

      Now my question is:

      How can I be sure that your policy is respecting the ratings required by Notre Dame ?

      Can you send my a document certifying this ?



      “Acceptable coverage may not exclude risks inherent in the activities of your Exchange Visitor program. The company providing the insurance coverage must have:

      - an A.M. Best rating of "A-" or above,

      - an Insurance Solvency International, Ltd., (ISI) rating of "A-1" or above,

      - a Standard & Poor's Claims-paying Ability rating of "A-" or above,

      or a Weiss Research, Inc. rating of "B+" or above;”



      Best regards,

      Comment


      • #4
        It's written in the brochure.
        Thanks & Regards
        Insubuy
        Toll Free: (866) INSUBUY
        Local: (972) 985-4400
        Fax: (972) 767-4470
        Website: http://www.insubuy.com

        Comment


        • #5
          Excuse me,

          if I stipulate the contract with you but this won’t respect Notre Dame requests,

          could I recede ?

          Thank you,

          Comment


          • #6
            You could contact the individual rating company to verify that it indeed meets the requirements.

            e.g., for A.M. Best rating, you could visit http://www.ambest.com register yourself and search for 'Sirius International'. You would see the rating.

            Similary, you can look for each rating company to confirm the rating.
            Thanks & Regards
            Insubuy
            Toll Free: (866) INSUBUY
            Local: (972) 985-4400
            Fax: (972) 767-4470
            Website: http://www.insubuy.com

            Comment

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