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Safe Travels USA Query

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  • Safe Travels USA Query

    Hello,

    I am interested in purchasing your Safe Travels USA Cost Saver Insurance plan for my upcoming trip home to the US at the end of this month.

    My question is regarding the pregnancy coverage. It says $1000 per policy period for Emergency Medical Treatment of Pregnancy. However, this appears to exclude: Sickness resulting from pregnancy, miscarraige resulting from accident, childbirth, miscarriage, birth control, artificial insemination, treatment for fertility or impotency, sterilization or reversal thereof or abortion.

    So, I am wondering what IS included when you say Emergency Medical Treatment of Pregnancy?

    Thank you so much, I look forward to hearing back from you.

    Sincerely,

  • #2
    Hello,

    Thank you for contacting Insubuy for your insurance needs.

    In order to better assist you can you please clarify your country of citizenship so that we can properly advise you to this plans benefits.
    Thanks & Regards
    Insubuy
    Toll Free: (866) INSUBUY
    Local: (972) 985-4400
    Fax: (972) 767-4470
    Website: http://www.insubuy.com

    Comment


    • #3
      I am a US citizen living abroad in Tanzania. I will be home visiting my family in California from April 21st-May 15th.

      I will also need to see a doctor when I depart the US to get a "Fit to Fly" approval note since i will be just over 28 weeks pregnant then. I am wondering if this visit will be covered, as it appears that it will be under "Doctor Non-Surgical Treatment and Examination Expenses including the Doctor’s initial visit" but it is not clear.

      Thank you again for your assistance.

      Cheers and good day,

      Comment


      • #4
        Hello,

        As a U.S. citizen this plan is no longer available to a U.S. citizen visiting within the United States.

        There unfortunately is not a plan that will cover pregnancy at any stage for a U.S. citizen other than a domestic insurance. Short term plans will exclude this coverage.

        Any plan that you purchase will only cover the new accidents and new illness that occur after the effective date of the policy.

        Liaison International: https://www.insubuy.com/patriot-america-plus-insurance/

        Diplomat America: https://www.insubuy.com/diplomat-america-insurance/

        If you are needing to have a fit to fly approval this would have to be at your own expense.
        Thanks & Regards
        Insubuy
        Toll Free: (866) INSUBUY
        Local: (972) 985-4400
        Fax: (972) 767-4470
        Website: http://www.insubuy.com

        Comment


        • #5
          I am not clear if I am eligible or not for the Diplomat Plan. I am a US citizen residing in Tanzania. This has been my country of residence for the past 7 years. However, I still do have a permanent address in the US and have some mail sent there, etc.

          I am confused what is meant by a 'true, fixed and permanent residence'?

          Would this make me eligible or not?

          The laison Plan seems to be purchased for a second party? It is unclear.

          I am a 31 year old US citizen going back to see my family in California for 3 weeks. i am unclear which plan is most suited to me.
          I would appreciate recommendations as I depart soon.

          Thank you so much.

          Comment


          • #6
            Hello,

            Either of the aforementioned plans you would be eligible for, as eligibility is based upon your home country which for you would be Tanzania as this where you physically reside.

            International short term plans are always going to pay secondary to any other payable insurance at the time of a claim. However, if there is no other insurance that is payable at that time this would be the only insurance that would be applicable hence making it your primary insurance.

            We would recommend that you purchase the Liaison International plan as it does participate in the United Health Care Global PPO network which would allow for your to receive network negotiated rates in the event of visiting an in network provider for the new accidents and new illness that happen after the effective date.

            Please use the link listed below for more information on this plan and generate a quote for coverage and make your purchase.

            Liaison International: https://www.insubuy.com/patriot-america-plus-insurance/


            Do not hesitate to contact our office if you need any further assistance.
            Thanks & Regards
            Insubuy
            Toll Free: (866) INSUBUY
            Local: (972) 985-4400
            Fax: (972) 767-4470
            Website: http://www.insubuy.com

            Comment

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