Visitors Insurance

My parents visited last year. My dad had to undergo some treatments. ICICI never paid a dime. They kept me waiting for almost 9 months. Then finally decided it was a pre existing condition which is not the case. I was just sick of calling these guys & finally decided to give up.

I had purchased Seven Corners insurance from insubuy.com for my visiting in-laws.

Unfortunately, my father-in-law passed away on early morning on one Saturday. I called Seven Corners claims department and found that it was closed.

Not knowing what else to do, I called insubuy.com, the broker from where I bought the insurance. A lady picked up the phone and I explained the situation. I was transferred to Mr. Narendra Khatri. After understanding the situation, he told me that for the evacuation and the repatriation of remains, there is a separate number at Seven Corners and gave me the number. Instead of leaving me alone to deal with it, he offered to conference call with them to make sure everything goes smoothly. I didn't have much details about the policy such as certificate number and all. Narendra did all the research and provided all the information to them. After taking all the information, the rep at Seven Corners told us that he is part of just the messaging service and somebody would get back to me on Monday morning.

That was clearly unacceptable. This was an urgent matter and body lying around for 2 more days was no good as we had to make our own travel arrangements as well. After that call, Mr. Narendra assured me that he would do his best to handle the issue as soon as possible.

I assume that Mr. Narendra used his influence and contacted the upper management who in turn got the ball rolling immediately and I was told later by Seven Corners that it was a mistake and things should be have been taken care of right away itself. Anyway, I started getting calls from appropriate people from Seven Corners who actually were handling the situation. After that, everything was taken care of correctly for repatriation of remains.
Mr. Narendra even called a couple of times later on that day and even on Sunday to make sure everything was going smoothly.

I am really thankful to Mr. Narendra who provided me extreme help and guidance in the tough time when I was not even in the right mind to think through anything.

I confidently recommend insubuy.com for all your visitors medical insurance needs when your relatives are visiting USA. You will be in good hands and I am sure you will get the great service I received (though I hope you never have to use the insurance!)

Hi everyone,
             I invited my parents from India in February and i took AIG India network health program $100,000 policy max until July ending. One day my mom had pain in her stomach and we took her to the hospital and they found out that it is appendacitis and had to do surgery. So i asked them to go ahead and perform the surgery. Everything went well until i started receiving the bills from the hospital. The hospital charged 25000 for 2 days for using their services. The insurance covers only 1750 of that amount. i called the insurance company found out that they were still receiving bills from the surgeon and anestheologists and labs. I know that i cant aford that much at all. the insurance have been good for all the small things but need to wait how it covers the fees. But, one thing i dont understand is that how can they have the limit on hospital room and board expenses to 1750 per day when it can go such high. it includes cost of operating room, anesthesia, meidcines and medical supplies. I didnt realize that it would be that high. The hospital my mom got operated is Proctor hospital in peoria. Please let me know how to deal with the issue.

Hi all,

My mom (aged 65 by June) is visiting USA for 5 months. She does not have good health record. She is on daily medication. I would like to take very good coverage for her just in case she fall sick while she is visiting

There are so many plans and I am confused choosing right one.

I would like to take the insurance plan with good coverage, less/no issues with claim.

Your help is greatly appreicated.

Thanks a lot
Ram

Hi
This post is to let you all know about my experience with Seven Corners. I had posted a message in the discussion forum last week about my experience with Seven Corners. I thought I had probelms with getting a claim settled. My mother in law was treated for Cold and Wheezing. I had taken Inbound USA insurance for her. WE had visited the doctor twice. We got two bills from the hospital and I thought the insurance did not cover anything at all. So I posted a message in this website.

The day I posted the message I got an immediate response from Mr. Narendra Khatri. He was willing to help me and he got me connected to the Vice President of sales "Seven Corners" Mr. Curt Carlson. Mr. Carlson also helpe me out settling those claims in no time. He made sure that the explanation of benefits were generated and he sent a copy to me. I appreciate his help for looking into this matter so quickly. In spite of his busy schedule he kept in touch with me everyday until the problem is resolved.

I appreciate both Mr. Khatri and Mr. Carlson for helping me in this regard.

I am really happy with their service and I ask you to consider Seven Corners if you are palling to take a fixed coverage insurance.

I have posted my true experience, if you have any questions do contact me.
Thanks

Do not buy insurance from SEVEN CORNERS, Inc "COMPASS BENEFITS". They don't pay your bills! They rely on the fact that international travellers or students cannot effectively protest their denial of coverage at the host country. By the time that international travelers/students are notified of the denial of coverage, they may already be travelling back home. This is from my personal experience.

i can any suggestwhich insurance is good .
ijust saw
vister care plan B with $0 deductable .
has anyone had this plan before . how are the services .all help will be appreciated .

thank you

Actually i applied For an ICICI Credit card in the month of April through an agent who came to my office.. He asked us to fill our details and return it to him leaving some columns blank. Nearly after a month, i got my credit card statement indicating i have to pay an amount of Rs.6732/-. When i called the customer care, i came to know that a health insurance policy has been opened from my account. Then i thought it was a cheat and requested for the cancellation of my credit card, but they refused and talked harshly to me, mentioning that until i pay the amount they will not cancel my card and also they were adding on intrest to that amount. Then atlast after 2 months i paid the amount and requested for the cancellation of policy and credit card. I have called to ICICI Lombard Insurance team for the cancellation of my policy for nearly 15 times. After 4 months, i got some positive message for my cancellation. I don't know whats happening in ICICI. because of their irresponsibility, i lost an amount of nearly Rs. 4500 /-. Please take care that these kind of cheats and frauds do not take place again.

One of the employee named:Mr.Kumar from Mumbai of ICICI Lombard was called to me providing the Health Care Policy through my ICICI Credit Card.He said that they are issuing the policy which is totally free form their side and they are going to pay all the Premiums form their side only in one condition that is I am using Credit Card of ICICI.But this is false commitment and they are charging the Premiums form my Credit limit and blocked my complete Premium amount. Everyone beware!

Dear All,

My self Anup Kumar Mishra is holding 2 policies of Metlife's said to be a reputed and customer service oriented organization which is a not a reality.

Please find the below mentioned policy details for your reference.

1200600212522 Agent Name: Ajay Agarwal
1200600234881 Agent Name: Ajay Agarwal

The premium of the above polices are paid on monthly basis for Rs. 2000/- each through ECS from my ICICI bank A/c no. 627501512178 ( Bhawanipore Branch).

Every thing was going fine till May 07 when the ECS against my policy no.
1200600212522 stopped which I came to know in the month of July 07 when I received “Lapse Notice” date 17th July 07, I got in touch with Metlife customer service team, they entertained me several times without providing me a complain number and assured me that they will get in touch with me within 24 hrs when ever I called, which never came. After persuading several times I got a complain no.5386 given to me by Mr. Jhon who also assured me that the he will get in touch with me in the next 24 hrs which never happened. After making several persuasions from my side I came to know from Miss. Sahin Karim (of Metlife's customer service department) that what ever has happen is due to of my fault as I don’t have money in my account to pay the premium which was a baseless allegation, as I always had balance in my account which can be proved from my bank statement. In spite to my busy Schedule I called several time to Metlife people for resolving the same but no one turned up and at last I found a free lancer Mr. Rajesh who some how was associated with Metlife and had deposited my over due payment of
12000/- through chq dated 8/10/07 of ICICI Bank Ltd against the said policy, he had also deposited a cancel chq with your office for ECS which I don’t know till date has happened or not?

I thought my nightmare has ended but today (14/11/07) while going through my bank account I found that premium against the policy no 1200600234881 which is to go on 12th of every month through ECS has not happened this month, I don’t know why……… I felt like crying with the kind of situation in front of me…….one fine day you find your self been cheated by the peoples whom you have trusted and given your hard earn money to create wealth for you.

Put your feet in my shoes and think one fine day you come to know that you are not covered under your insurance benefits just because the intention of the co. is to forfeit the money of the customers, please revert me if I am wrong ……as a lay man what I am suppose to understand.

One more fact before talking this policy my father warned me that these co.(met life) is not trust worthy, they will make you suffer big time and advised me to take some thing from LIC (PSU)…….. He was absolutely right.
Metlife agent Ajay Agarwal has evaporated in atmosphere, who called me 100 times for selling the products. I really don’t know what I am going to experience in the future …..frankly I am afraid ……I am bound to think if some unexpected thing happens to me will my old parent will be able to avail the policy benefits……….answer I also don’t know…… try to put your feet in my shoes you will realizes what I felt.