name is Ajith Nair.
Below mention is my experience with Vidhyasthaan, a study overseas consultancy in Chennai, India and its proprietor Mr. Manick Rajagopalan.
After completing 5 years of service in the Indian Air Force, I came back to Chennai where my family lives. I joined HCL Technologies BPO Services Ltd in May 2006. In Jan 2007, I along with my other colleagues planned to do our higher studies in Canada and seeked admission from some colleges in Canada. I got my admission from couple of colleges for degree/diploma courses and I approached Vidhyasthaan for preparing myself with the Visa formalities/ documents. The proprietor Mr. Manick Rajagopalan felt that my financial back ground was weak and promised me to arrange documents for the same. He advised me to seek Rs. 3, 00,000/- loan from private financial institutions as the first step of my preparation for Visa process. I took personal loans from two different banks at a high rate of interest. Later he assisted me to open a bank account with Indian Bank in T-Nagar, Chennai A/c No: 728485830. He asked me to deposit Rs. 3, 02,000/- in the account.
On the same day he took my bank passbook and the cheque book with all the cheque leaves signed by me for which he promised to give a receipt*. He said that he would do transactions on my behalf in my account for a period of 6 months and make the bank statement look strong.
In the mean time he promised me that he would take care of other formalities. The day after I deposited the money in my account, I felt that everything is being delayed. I kept on repaying the loans of huge EMIs approximately Rs.10, 000/- every month. Every time I called to check with him for updates, he would ask me to be patient as he is working on the documents. He would always convince me to believe that he is working hard for my visa documents. Nothing happened in 6 months and my other colleagues who sought help from other consultants made their way to Canada after their Visa got approved. As a result pressure and concern for the money from my parents arouse. I some how had a feeling that the money is safe and he would definitely help me as he promised. He never let me meet him in his office; he would never answer my calls and so on. It was then, out of curiosity I checked for the balance in my bank account and I was shocked to see the balance reduced to Rs.2000/-. I was mislead with his inspiring talks and false motivation
I immediately went to his office and asked for an explanation. He told me that my money is being used for processing another candidates Visa and it would take some more time for him to start off with mine. I was upset with his statements and decided not to proceed further with him and asked for the complete refund of the money. He explained that he will not be able to refund the money as he is in the midst of preparing my documents and seeked 2 months time for the complete refund. He did not give the money back as promised in 2 months time. When I insisted, he initiated staggered payments like Rs. 1000/-, Rs. 2000/-, Rs.5000/- and so on over a period of time which summed up to a total of Rs.100000/-. This was done on repeated reminders and visits to his office which involved a lot of time and money from my side apart from the frustration. On a later stage, he promised me to take care of the EMIs of the loans but always failed to pay them on time or never paid few of them which forced the bank to lien my hard earned money on couple of occasions. The collection agents always bothered me for EMIs and made my life miserable. He always convinced me and my parents by taking care of our short term requirements and literally prevented us from going for legal actions against him. But he never paid the full and final settlement till date.
In the month of October 2008, I planned to visit UAE on a visit visa to seek employment and my parents were planning to shift to Palakkad, Kerala. I and my parents badly wanted to get the money so that we could settle the loans and shift peacefully. I conveyed this to Manick several times but he had no intentions of paying the full and final settlement to me. *It was then he gave me the receipt for the Rs. 3, 00,000/- against the refundable deposit which was made in Apr 2007. He also signed a contract on a stamp paper stating that he would pay 2, 47,000/- inclusive of the interest and principal for the remaining amount. He gave a promissory note and a post dated cheque for the said amount favoring my bank account. The contract said that he would pay the full and final settlement by Mar 2009.
As anticipated, he did not pay the full and final settlement and continued with the staggered payments and seeked another 20 days time from my father who was then dealing with him in my absence. He gave my father a post dated cheque for Rs. 2, 00,000/- again which bounced on the said date. My old parents are still shuttling back and forth between Chennai and Kerala and all he does to convince them is staggered payments in the multiples of thousands as he always had done.
We are very much frustrated with his actions and words, he seldom answers phone calls. He always tells that he has deposited cheque which never gets credited. Out of immense frustration, I started posting comments about my experience with his consultancy in the internet so that he would fear for his reputation and return the money. But he threatens me of cyber law and tells me that he would sue me no matter any part of the world from where I am doing this. He gets all the posts deleted by the blog administrator. From what his other clients says, he seems to have a lot of political and legal influence which makes him think we are weak and make us run behind him for our hard earned money.
I am still fighting back for my money and in the meantime, please do not go to him if u have a weak background, this person will rip your ambitions.
Please check this link for sufficient evidence.
http://www.mediafire.com/?sharekey=a0216dbcc27de427e7c82ed4b8f0c38063ca507ac237d6c3f0a154af670496da