Costa Rica Travel Insurance

The government of Costa Rica has allowed people from all countries in the world to visit since November 1, 2020.  Effective October 26, 2020 COVID-19 RT-PCR test is not required for coronavirus detection either.  There are no quarantine requirements upon entry into Costa Rica either.

Such relaxed requirements have made it a very popular destination for both US and non-US residents to visit Costa Rica from a short vacation for a few days up to several months.

However, to enter the Costa Rica, travelers are required to purchase a compliant travel insurance that meet the following requirements:

  • Valid throughout their stay in Costa Rica.
  • Provide at least $50,000 coverage for medical expenses including for COVID-19 (Coronavirus)
  • Provide the minimum $2,000 coverage for lodging expenses due to quarantine in case of getting infected with COVID-19.

While there are many travel insurance plans that are valid for trips to Costa Rica and also provide the necessary medical coverage, there are only a few plans that provide the $2,000 lodging expenses due to quarantine.

There are two insurance companies in Costa Rica that offer such coverage but they are too expensive for no justifiable reason. Therefore, it is better to purchase it from the US based company that provide superior coverage at a significantly lower price.

US Residents

For US residents starting their trip from the US and going to Costa Rica, Safe Travels Voyager provides $250,000 in primary medical coverage that includes expenses due to COVID-19 as well as provides a minimum of $2,000 quarantine expenses.  Additionally, it has the optional to buy coverage of $4,000 or $7,000 quarantine expenses at an additional cost.

For those that just would like to meet the Costa Rica travel insurance requirements can choose $0 trip cost for the cheapest available options.

Non-US Residents

For non-US residents that are starting their trip from a country outside the US and don’t need any coverage in the US but do need coverage in Costa Rica and other destinations outside their home country, they can purchase Safe Travels International Cost Saver.  It has various policy maximums ranging from $50,000 to $1,000,000 and it includes the $2,000 quarantine expenses.

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Once you purchase the insurance online, you can log into MyAccount and download the Visa Letter.

You would need to upload that letter to the Costa Rica website at

Where it asks for the ‘Travel Insurance Company’, make sure to choose ‘International’.  If it asks you for the policy number or ID number etc., you have made the wrong selection.  You can upload the visa letter that you just downloaded and that would allow you to generate the QR code.

Take a print out of that QR code when you go to Costa Rica as they will demand for the same.  If you don’t have that in advance, you will be required to purchase a more expensive insurance locally at the airport before being allowed into the country.

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For visitors, travel, student and other international travel medical insurance.

Visit or call +1 (866) INSUBUY or +1 (972) 985-4400