Safe Travels USA Comprehensive Insurance Review


Safe Travels USA Comprehensive Insurance Review

Safe Travels USA Comprehensive is a highly popular comprehensive coverage plan for those who are visiting the U.S. for a short duration. It can cover non-U.S. citizens who are not permanent residents (greencard holders). That means, in addition to tourists and business visa holders, those that are on other non-immigrant visas—as well as those that have applied for permanent residency (but have not yet been approved)—are eligible to purchase Safe Travels USA Comprehensive. If relatives such as your parents, in-laws, or other family members are visiting the U.S. to spend time with you or to tour the United States, Safe Travel USA Comprehensive is a highly popular travel insurance option for people coming to the U.S.

Safe Travels USA Comprehensive covers 100% up to the chosen policy maximum for eligible medical expenses.

When you visit the U.S. urgent care, you will have to pay a $30 copay, unless you have a $0 deductible.

Safe Travels USA Comprehensive is underwritten by Crum and Forster SPC, and is rated A “Excellent” by A.M. best.

Safe Travels USA Comprehensive Insurance Benefits

Safe Travels USA Comprehensive will generally provide coverage for any new medical conditions, injuries, or accidents that occur after the effective date of the policy. As long it is medically necessary, it will provide both inpatient as well as outpatient benefits such as physician visits, labs, X-rays, prescription drugs, emergency room visits, CT scans, MRIs, urgent care, hospitalization room and board, ICU, surgery, and so on.

In addition to the excellent medical benefits, Safe Travels USA Comprehensive travel insurance also provides various travel-related coverages such as emergency medical evacuation, repatriation of mortal remains, loss of checked luggage, trip interruption, return of minor children, and Accidental Death & Dismemberment (AD&D) benefits.

A complete list of benefits should be reviewed before making a decision.

Safe Travels USA Comprehensive Insurance Features

Safe Travels USA Comprehensive insurance is available to purchase for a duration of between 5 days and 1 year.

For persons under the age of 70 years, instances of acute onset of pre-existing conditions are covered up to the policy maximum (cardiac $25,000).

Purchasing Safe Travels USA Comprehensive Travel Insurance

While the Safe Travels USA Comprehensive plan can be purchased from any website that offers it at exactly the same price with the same parameters, it is highly recommended to purchase it from a marketplace such as Insubuy, which acts as a neutral broker. Insubuy always works for the customers (i.e., you) and provides excellent support before, during, and after purchase.

While most eligible claims are processed without any issues, occasionally, if any of our customers get into any claims-related issues, Insubuy’s Claims Resolution Department can help you get them resolved. Such service comes to you at no additional cost but is highly valuable. Therefore, we highly recommend you to purchase Safe Travels USA Comprehensive insurance from Insubuy.

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